Soft inquiries, as mentioned, have no impact on your credit score. Hard inquiries typically will lower your score between 1 point and 5 points.
Credit repair efforts revolve around your credit scores, and it is handy to know that the FICO scoring model considers everything on your report simultaneously. The affect of an inquiry, like other bits of information on your report, can vary depending on everything else in your file. The more credit you have, and the more established it is, the less of an impact an inquiry will have.



No comments:
Post a Comment